New-Build Townhouses

A townhouse gives you a brand-new property in an established, well-connected suburb at a lower entry price than a full house and land package. Because it's still a new build, it keeps the depreciation and negative-gearing benefits that now apply to new builds only — with less land to maintain and strong tenant appeal.

Townhouses are usually part of a small development and held on a strata title, which means a body corporate looks after common areas. That keeps your personal maintenance low, though it does add modest ongoing fees to factor into the numbers. For many investors, the trade-off is worth it for the location and the lower buy-in.

A townhouse is often the sweet spot — a new build's tax benefits, a better postcode, and a price that more people can actually get started with.

As with any strategy, capital growth depends on the location, the quality of the build and how the purchase is structured. We help you compare a townhouse against house and land or a dual occupancy so the choice matches your budget, your borrowing capacity and your long-term goals.

General information only — not tax, financial or investment advice. Depreciation and negative-gearing outcomes depend on your circumstances and the legislation as passed; confirm your position with a registered tax adviser.