Dual Occupancy Builds

A dual occupancy build places two dwellings on a single block — side by side, or front and back. You buy one property but earn two rental incomes, which can make it a powerful cash-flow strategy. And because both dwellings are newly built, the whole project captures the full depreciation and negative-gearing benefits reserved for new builds.

Dual occupancy suits investors focused on cash flow — the second income can make a real difference to how the property services its own loan. Depending on the block and council rules, the two dwellings can sit on a single title or be subdivided onto separate titles, which opens up options down the track, such as selling one and keeping the other.

Two incomes from one purchase is what makes dual occupancy such a strong cash-flow play — when the block, the design and the finance are structured the right way.

There's more to get right than a standard build — the site has to suit two dwellings, council approvals matter, and lenders assess these differently. That's exactly where our team adds value: making sure the site, the structure and the finance all line up before you commit, so the strategy delivers the cash flow you're after.

General information only — not tax, financial or investment advice. Depreciation, negative-gearing and subdivision outcomes depend on your circumstances, council rules and the legislation as passed; confirm your position with the relevant registered professionals.