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News & Insights

Plain-English thinking on property, tax and retirement — and what the latest changes mean for paying down debt and retiring well.

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Paying your mortgage off sooner

Why paying your mortgage off sooner matters more than you think

A $600,000 loan at 6% over thirty years costs about $695,000 in interest, and four of every five dollars in the early years never touches the balance. Why the commitment most Australians never revisit deserves a decision rather than a default.

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Retirement planning

Why retirement planning can't wait until you're close to retiring

A comfortable retirement costs a couple about $78,566 a year, and every benchmark assumes you own your home outright. Why the plan most people have is a feeling rather than a number — and why finding the gap early is the whole point.

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New builds and depreciation

New builds and depreciation: the advantage right now

The long-standing depreciation edge on new builds has just been reinforced by the Budget. Here's why the settings now line up behind new housing — and how to think about the window before 1 July 2027.

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New builds and tax deductions

Why new builds unlock bigger tax deductions

New and established rentals are taxed very differently. We break down capital works versus plant and equipment — and why the first investor in a new build claims far more.

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Federal Budget and property investors

What the Federal Budget means for property investors

The 2026–27 Budget delivered the biggest shake-up to negative gearing and capital gains tax in a generation. Here's what changed, who's grandfathered, and why new builds now sit at the centre of the strategy.

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