Mon–Fri: 9.00am - 5.00pm

About Freedom Strategy About Us

Independent, and built for a
debt-free retirement.

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The Freedom Strategy Management team
About Us More About Us

Helping everyday Australians retire well

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Freedom Strategy Management exists for a single objective: to help everyday Australians reach financial freedom sooner — their debt behind them, and enough put away to stop working on their own terms. Everything we do starts there.

We work with people right across Australia, and we start with your circumstances and your goals — short, medium and long term — then build a strategy around them, using investment strategy expertise when, and only when, it's the right fit for you.

Just as much of what we do is teaching. We show you how the numbers actually work, why a strategy is put together the way it is, and what each decision costs or saves you, so you are never taking anyone's word for it. And we stay with you afterwards — reviewing as your income, your family and your plans change, because the strategy that fits you this year is rarely the one that fits in five.

Completely independent — not owned by, or aligned to, any bank

A personalised plan built around your goals

We teach as much as we strategise — you stay in control

Call us Mon–Fri
03 9192 9955
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Team Our People

Meet the Team

Steven Elliot Seventis

Chief Executive Officer

Daniel Muscat

Chief Operating Officer

Angelina Zugic

Operations Manager

Adam Meidios

Strategy Manager

Tallulah Lacey

Client Onboarding & Settlement Manager

Sasha Petroska

Client Manager

Katrina Murphy

Client Manager

Areeba Nadeem

Client Manager

Tessa Muscat

Contracts Manager

Rania Nicolaou

Head of Client Services

Georgia Burge

Marketing Manager

Mei Cowie

Marketing Manager

Charles Kerbage

Senior Strategist

Jim Diplas

Senior Strategist

Steffan Walsh

Senior Strategist

Tegan Cowie

Senior Strategist

Kim Decher

Strategist

Isabelle Mazzone

Senior Strategist

Emma Bartolo

Consultant

Tash Naylor

Consultant

Isaac Newland

Administration

Adam Forshaw

Marketing Manager

Partners Our Partners

The specialists supporting your strategy

Rate Group

Our award-winning brokers have access to over 60 lenders and relationships with each bank, meaning the best deals and the best lenders are right at our fingertips.

Australian Credit Licence 391237
Dean Spanos
Dean Spanos

Finance Director

Alan Sutcliffe
Alan Sutcliffe

Finance Manager

Abbey De La Cruz
Abbey De La Cruz

Finance Manager

Ester Tudisco
Ester Tudisco

Senior Loan Processor

3P Accounting & Tax

At our accounting and tax firm, we understand that navigating the world of finances can be overwhelming. That’s why we’re here to offer our expertise and guide you through the maze of numbers, ensuring you stay on the right track.

Australian Financial Services Licence 487318

Redwolf Planning

Redwolf Planning are your local financial advisers in the South West Sydney region. Our advisers are passionate, experienced advisers who help their clients focus on what’s important to them so they can experience more in life.

Australian Financial Services Licence No. 232706
Peter Ziggy
Peter Ziggy

CEO & Director of Financial Planning

Chris Borg
Chris Borg

CFO & Director of Accounting & Tax

Feras Mustafa
Feras Mustafa

Director of Accounting & Tax

Con Megas
Con Megas

Client Services Manager

Basel Khalil
Basel Khalil

Director of Accounting & Tax

Petar Caric
Petar Caric

Financial Adviser — Redwolf Planning

Our Partners

Rate Group
3P
Red Wolf Planning
Syndvesta
ANZ
NAB
Westpac
Macquarie
Commonwealth Bank
St.George
Why Us Why Freedom Strategy

In your corner,
not the bank's

Completely independent

We're not owned by a bank or tied to any lender, so the strategy we build is about your goals — not someone else's product. Our brokers also have access to more than 60 lenders, so the right deal is always on the table.

Educators, not salespeople

We explain every step so you understand the process as thoroughly as you want to. You'll be informed, supported and firmly in control from day one.

Review Our Testimonial

Our Client Reviews

It's like a turnkey solution — they look at everything and lay out your options, always looking out for your best interests. I think we'll be able to retire earlier now, and still have something for the kids.

Chad & Megan

Property & SMSF

We knocked our mortgage down from 25 years to paid off in 10. There's less stress — we don't have that debt hanging over our heads. Now it's just about enjoying life.

Darren & Marie

Mortgage & debt reduction

It's nice to know that when it comes to retirement age, I won't have a mortgage hanging over my head. Just a sense of relief — we're going to be fine.

Fiona

Mortgage & retirement

Going through Freedom gave us security in knowing we're making safe decisions. We've now got a passive income helping us pay off our mortgage earlier — it opens up significantly more opportunities, earlier.

Jeremy & Bianca

Property & mortgage

We were living paycheck to paycheck and constantly in debt. Three years on, we don't fight about money anymore, with more than we ever thought we'd need. If we can do it, anybody can.

Maria & Tim

Property & lifestyle

The big eye-opener was understanding the options — a structured way forward. Now I've got a vehicle that will get me where I need to be, and I know I'm heading towards those goals.

Emmanuel

Wealth strategy

We looked at how much tax we'd pay over 40–50 years of working — knowing we could actually reduce that was a really big insight. Now we have control of our future, and hopefully we can retire when we want to.

Matt & Lauren

Tax & retirement

They allayed my fears about paying off the mortgage comfortably, without affecting our lifestyle. Instead of paying $15,000–$30,000 in tax a year, we're now offsetting that and making it work for us.

Con & Mayura

Property & tax

My fear was having to work until I was 70. Seeing the actual calculations made me realise this was legitimate — I feel so much more confident now, and I only wish I'd started sooner.

Sienna

Property & retirement

For us it was about a secure retirement. The way it's structured means less out of pocket, with no dint on our lifestyle — and someone else is paying the mortgage. Compared with just saving, we reckon we'll be around four times better off.

Shimali & Nira

Property investment

We were on the hamster wheel, facing a 30-year mortgage. Charles gave us the information with no pressure — and it hasn't impacted our lifestyle at all. I'm now confident we can retire before 67, maybe by 60.

Bronwyn & Kade

Property & retirement

What mattered most was the honesty and integrity — they weren't selling a golden egg, just being straight about what they could do. I'll get more growth in my investment and, hopefully, a comfortable retirement.

Dave Hardy

Property & super

About to purchase our second investment home with Charlie. Love your work and how you make things easy to understand for us. We will definitely recommend Freedom to others. Thank you.

★★★★★

Angel Schuster · Google

Charles is great to work with. He explains everything in terms I understand. Totally recommend him. Thank you Charles.

★★★★★

James Schuster · Google

We are very happy with the services provided by Freedom Strategy. Charles Kerbage and the entire team are so easy to work with. There were no questions too hard — always happy to accommodate our enquiries.

★★★★★

Ann Jan · Google

Working with Charles and Dean from Freedom has been an absolute joy. We got to learn about our options and how to organise our finances so they would work better for us. I would highly recommend them.

★★★★★

Milan Sedoglavich · Google

Charles and the whole team at Freedom Strategy Management have helped us set ourselves up for retirement and guided us through the purchase and build of two investment properties.

★★★★★

Brent Roberts · Google

Steffan and the team at Freedom Strategy Management helped us navigate the process of purchasing our first investment property with ease. The process was smooth, informative and the team is so easy to work with.

★★★★★

Tracey Cook · Google

We cannot recommend Freedom Strategy highly enough! From start to finish, their whole team provided exceptional service, going above and beyond to ensure my financial needs were met with professionalism and care.

★★★★★

Lewis Gleghorn · Google

Freedom Strategy has been so good to my wife and I. Charles Kerbage and the team have looked after us from the get-go, always available to answer each question we have had.

★★★★★

Isaac Henderson · Google

Wanted to commend Charles Kerbage of the Freedom Strategy team — knowledgeable, friendly and customer-centred approach that filled us with enough confidence in the process and strategy to dive in.

★★★★★

Ben Bowen · Google

The team at Freedom are great to deal with — trustworthy and honest. They have helped us purchase two investments already. Communication is always on point with solid updates all the time.

★★★★★

Anna & Brendon Wilkinson · Google

The team at Freedom Strategy are highly knowledgeable and fantastic with their communication. Charles will work with you to ensure the right outcome is found without the hard sell and pressure.

★★★★★

Karen Evans · Google

Freedom made the whole process easy! Charles Kerbage provided all the information we required clearly and ensured we had everything we needed.

★★★★★

Amanda Harvey · Google

Had an amazing experience with Freedom — I've now done two houses with them that have both performed so well. Would not hesitate to use them again. The process is so well explained, down to the littlest detail.

★★★★★

Tim Grogan · Google

The Freedom Strategy Management team helped us begin our property investment portfolio when we weren't sure if it was even possible.

★★★★★

Ben Fogarty · Google

The lovely people at Freedom Strategy provided generous assistance so that my partner and I could start our investment property journey for a secure financial future.

★★★★★

Sharon Marsh · Google

Charles was a pleasure to deal with. Communication was key to the deal happening, and he still calls from time to time to keep in touch. Honesty, trustworthiness and integrity — a rare find these days.

★★★★★

Ben Pizzingrilli · Google

Freedom Strategy know what they are talking about. I was pretty clueless about my super and coming up with a strategy for the future, but they were awesome in how they guided me through!

★★★★★

Phoebe Wallish · Google

I wholeheartedly cannot recommend this team of professionals enough! Nothing is ever a problem or a stupid question — so helpful when you're navigating an investment build for the first time.

★★★★★

Catherine McCarthy · Google

I have been a client of Freedom Strategy for 18 months, and from every point of contact I have found them to be professional and knowledgeable.

★★★★★

Tiffany J. Quick · Google

My husband and I first met Charles Kerbage two years ago, and today we have an investment property. The process has been highly professional and honest, and the experience made us feel very supported.

★★★★★

Lucy Edgar-Whitley · Google

I would like to thank the Freedom Strategy team for their guidance and help. You guys are doing a great job — highly recommended for being transparent, honest and genuine in helping working families reach their financial goals.

★★★★★

DianeKimberly Gevera · Google

Great company to deal with. Made my investment purchase easy. Would highly recommend them.

★★★★★

Pam Mayled · Google

Very energetic, prompt and professional. Great experience.

★★★★★

Garry Levit · Google

I was lucky enough to stumble across Freedom Strategy when my husband and I were looking to understand ways we could secure our financial future.

★★★★★

Bronwyn Connelly · Google

Tania from the customer service team has been awesome in following up and resolving a concern we raised. We're looking forward to buying our next property with Freedom's assistance.

★★★★★

Bea Klein-van Mullekom · Google

The Freedom team were able to guide us through the whole process from initial consultation all the way to completion, handover and tenancy. We would definitely recommend them to anyone looking to get into the investment property market.

★★★★★

bmgaming and fam · Google

They provide clear explanations and guide you through all processes. Feel free to ask them any questions, but it’s important to actively participate and do your homework as well.

★★★★★

Hisanori Suzuki · Google

We have now taken possession of our investment property, and the process was reasonably smooth and the team were exceptional in keeping us informed all the way.

★★★★★

David Andrews · Google

Charles and the team at Freedom Strategy Management made the entire process very easy, so much so we are currently in communication with Charles regarding a second investment property.

★★★★★

Jen Brown · Google

Freedom’s strategy and knowledge of the market has allowed me to now be an owner of an investment property, with rent higher than the initial forecast.

★★★★★

Jonathan Harvey (Jono) · Google

Ready when you are

Take the first step toward
a debt-free retirement