Mon–Fri: 9.00am - 5.00pm

Calculator

Retirement Shortfall Calculator

Most people head towards retirement without knowing whether they'll have enough. Enter your figures and see your projected income, what you'll need, and the gap — live, and in today's dollars.

shape shape shape

Your figures

The defaults are a typical example — change any that differ for you.

yrs
yrs
$
$
ASFA's "comfortable" standard is about $75,000 for a couple.
$
$
$
$
$
Assumptions
%
%
%
*Return is a real, after-inflation figure, so results are in today's dollars.
—retirement savings shortfall
—projected retirement income
On track for — of your goal
Your projected savings Needed for your desired income

Illustrative only, in today's dollars, based on the figures and assumptions you enter. Assumes your home is paid off by retirement. Not financial advice.

You're on track for
Savings at retirement—
Income (per year)—
Years to retirement—
To retire the way you want
Savings needed—
Desired income (per year)—
Income gap (per year)—

Close the gap

A shortfall isn't a life sentence

There are proven, realistic ways to close a retirement gap — the right structure, tax and property strategy can change this picture entirely. Book a free, obligation-free strategy session and we'll walk through your options.