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Calculator

Mortgage Saver Calculator

See how many years — and how much interest — you could cut from your home loan, without changing your lifestyle. Enter your figures and the graph updates live.

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The strategy

Pay your mortgage off in a fraction of the time

A few smart moves — refinancing to a sharper rate, paying fortnightly, and channelling your budget surplus straight at the loan — can take years off the average mortgage without touching your lifestyle.

Fill in the calculator below to see your own numbers, then grab the free Mortgage Buster guide to learn exactly how to put it to work.

Your figures

The defaults are a typical example — change any that differ for you.

$
Combined household take-home pay per month.
$
Everything you spend each month except the mortgage.
$
%
%
Rate on a refinanced loan.
$
yrs

Optimised plan = refinancing to the New loan rate, paying fortnightly, and directing your budget surplus at the loan.

—off your mortgage
—interest saved
Current plan — — Mortgage Saver plan — —

Illustrative only, based on the figures you enter — refinancing to the New loan rate, paying fortnightly, and directing your budget surplus at the loan. Not financial advice.

Current plan
Total repayments—
Interest paid—
Paid off in—
Mortgage Saver plan
Total repayments—
Interest paid—
Paid off in—
Now the how

Get the free Mortgage Buster guide

The calculator shows what's possible — the guide shows exactly how to set it up, step by step. We'll text you the link.

Prefer to talk it through? Book a free, obligation-free strategy session and we'll map it to your numbers.

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